Thank you for using the official Florida Hardest-Hit Fund (HHF) Website! 


Applications for Florida Hardest-Hit Fund Programs will close January 31, 2018. If you have not completed the application process yet and would like to see if you are eligible, you must fully complete your application by January 31, 2018. If you already have an application in the system, please contact your assigned advisor for additional information on the closing of the program. Do not attempt to start a new application. If you need further assistance, please call the toll-free HHF Information Line at 1-877-863-5244 to speak with an agent.

Your application must be completed by January 31, 2018.

This site contains all the information you will need to begin your application for assistance, with step-by-step instructions and prompts to help you. In addition, there are facts about the program, answers to frequently asked questions (FAQs) and other foreclosure avoidance information that may be helpful to you.

Homeowners who qualify for assistance may receive up to twelve (12) months of monthly mortgage payments (including escrowed mortgage-related payments) with up-front mortgage reinstatement funds, or funds to pay past due mortgage payments to bring a delinquent first mortgage current; these funds are paid directly to the loan servicer/lender.

Eligibility requirements include, but are not limited to, the following:

  • Must be a Florida resident and a legal US resident/legal alien;
  • Must occupy property as primary residence;
  • Must be unemployed or underemployed, with at least a 10 percent reduction in income.

Click here to download the "Frequently Asked Questions" document, which contains the complete list of Florida HHF eligibility requirements and program benefits. 

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